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Salary Calculator (7th CPC)

Estimate your in-hand government salary from Basic Pay, Dearness Allowance, HRA (X/Y/Z city), Transport Allowance and standard deductions like NPS.

Instant estimate

Enter your pay details

Estimated in-hand salary (per month)

₹59,362

Gross ₹64,872 − Deductions ₹5,510

Basic
₹35,400
DA
₹17,700
HRA
₹6,372
TA (+DA)
₹5,400
NPS (10%)
− ₹5,310
Prof. Tax
− ₹200
Gross
₹64,872
In-hand
₹59,362
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How the 7th CPC Salary Calculator works

Under the 7th Central Pay Commission, a central government employee's monthly salary is built up from Basic Pay plus three main allowances — Dearness Allowance (DA), House Rent Allowance (HRA) and Transport Allowance (TA) — minus standard deductions like NPS and professional tax. This calculator combines all of these into a single, quick estimate of your in-hand salary, so you can compare pay levels, plan a move to a new posting city or check the impact of every DA hike announced by the government.

HRA rates by city class

City ClassExamplesHRA (of Basic)
X (Metro)Delhi, Mumbai, Kolkata, Chennai, Bengaluru, Hyderabad27%
Y (Tier-2)Lucknow, Jaipur, Patna, Bhopal, Nagpur, Kochi18%
Z (Other)Smaller towns and rural postings9%

*HRA percentages revise upward when DA crosses 25% and 50% thresholds. Always confirm current rates from the latest DoPT / Finance Ministry order.

How to use this Salary Calculator

  1. Enter your Basic Pay from the pay matrix (e.g., ₹35,400 for Pay Level 6).
  2. Enter the current DA percentage announced by the government.
  3. Pick the class of your posting city — X, Y or Z.
  4. Enter your Transport Allowance (DA is added automatically on top).
  5. Read the estimated Gross, deductions and in-hand salary instantly.

Frequently Asked Questions

It is a close estimate based on standard 7th CPC allowances and typical deductions (NPS 10% employee share, ₹200 professional tax). Actual pay slips may vary based on postings, medical, CGHS, insurance and state rules.